How to Receive a Nigehban Card 2026

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If you heard about the Nigehban Card 2026 and want to know how to receive it, this complete guide will explain everything in simple and clear language. This program is specially designed for low-income families in Punjab to help them during the holy month of Ramadan. In this article, you will learn what the Nigehban Card is, who can apply, how to apply, important dates, benefits, and important instructions. After reading this guide, you will not need to search anywhere else.

The Nigehban Card 2026 is part of the Ramzan Nigehban Package 2026, launched by the Government of Punjab to provide financial and food assistance to deserving families.

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Quick Overview — How to Receive a Nigehban Card 2026

Field	Details
Program Name	Nigehban Ramzan Card / Ramzan Nigehban Package 2026
Start Date to Apply	January 2026
Last Date to Apply	15 February 2026
Bank Name	Bank of Punjab (BOP) + 1-Link ATM Network
Total Amount	Rs. 10,000 per eligible family
Return Time / Validity	Valid during Ramadan 2026 (may be extended for future programs)
Cities Covered	All districts of Punjab including Lahore, Faisalabad, Multan, Rawalpindi, Sialkot, Bahawalpur, etc.
Province	Punjab, Pakistan
Amount of Assistance	Rs. 10,000 cash + possible ration support
Application Method	SMS, Online (PSER Portal), Offline (Union Council Office)

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What Is the Nigehban Card 2026?

The Nigehban Card 2026 is a welfare assistance card introduced by the Punjab Government to support financially weak families during Ramadan. Instead of only giving ration bags like in previous years, the government is now providing Rs. 10,000 cash assistance through a banking system.

This card works like an ATM card. Beneficiaries can withdraw cash or use it for grocery shopping. The main purpose is to provide relief in a respectful and easy way.

The government has allocated a large budget for this program to help thousands of families across Punjab.

Who Is Eligible for the Nigehban Card 2026?

Not everyone can receive this card. The government has set clear eligibility criteria.

1. Punjab Resident

You must be a permanent resident of Punjab province. People from other provinces are not eligible.

2. Low Income Family

Your household income should be low. Usually, families earning Rs. 45,000 to Rs. 60,000 per month or less are considered eligible.

3. Registered in PSER

You must be registered in the Punjab Socio-Economic Registry (PSER) database. If your information is not updated, you need to complete the survey.

4. One Card Per Family

Only one member from each household can receive the card.

5. Valid CNIC

You must have a valid Computerized National Identity Card (CNIC).

How to Apply for Nigehban Card 2026

There are three official ways to apply.

1. Apply Through SMS (Easy Method)

This is the fastest and simplest method.

Steps:

Open your mobile SMS app.
Type your 13-digit CNIC number without dashes.
Send it to 8070.
Wait for a confirmation message about your eligibility.

You will receive a reply telling you whether you qualify or not.

This method is best for people who do not have internet access.

2. Apply Online Through PSER Portal

If your data is incomplete, you must update it online.

Steps:

Visit the official PSER website: pser.punjab.gov.pk
Enter your CNIC and registered mobile number.
Complete the household survey form.
Provide correct income and family details.
Submit the application.

After submission, your data will be verified by the authorities.

3. Apply Offline (Union Council Method)

If you cannot apply online:

Visit your nearest Union Council office.
Bring your original CNIC.
Ask the staff to help you with PSER registration.
Provide required details and complete the survey.

Government representatives are also visiting some areas for door-to-door registration.

Important Dates for Nigehban Card 2026

Here are the important dates you must remember:

Event	Date
Registration Start	January 2026
Last Date to Apply	15 February 2026
Verification Process	February 2026
Card Distribution	Before Ramadan 2026
Cash Distribution	During Ramadan 2026

It is very important to apply before 15 February 2026. Late applications are usually not accepted.

How Does the Nigehban Card Work?

After approval, your card will be issued.

Cash Amount

You will receive Rs. 10,000 in your Nigehban Card account.

Where You Can Withdraw Money

You can withdraw money from:

Bank of Punjab ATMs
Any 1-Link ATM (HBL, UBL, Meezan, etc.)
Branchless banking agents like HBL Konnect or UBL Omni

Card Activation

Some cards require activation at an ATM or designated center. Instructions will be given with the card.

Additional Benefits

Apart from cash assistance, some families may also receive:

Free ration bag (flour, sugar, rice, pulses, ghee)
Special Ramadan relief packages
Subsidized grocery items
Local Iftar support in some districts

However, benefits may vary depending on district policies.

Important Instructions and Safety Tips

To avoid fraud and problems, follow these tips:

Do This:

Keep your original CNIC safe.
Use only official SMS code 8070.
Apply early to avoid last-day rush.
Keep your registered mobile number active.

Do Not Do This:

Do not pay money to any agent.
Do not share your CNIC details with strangers.
Do not trust fake websites or social media links.

Remember, this program is completely free.

Frequently Asked Questions (How to Receive a Nigehban Card 2026)

Q1: Can people from Sindh or KPK apply?

No. This program is only for Punjab residents.

Q2: Is the Rs. 10,000 loan or free?

It is free financial assistance. You do not need to return it.

Q3: What if I don’t receive a reply from 8070?

Wait for some time and try again. If still no response, visit your Union Council.

Q4: Can government employees apply?

Usually, government employees are not eligible.

Final Summary

How to Receive a Nigehban Card 2026 is an important welfare program launched by the Punjab Government to help low-income families during Ramadan. Eligible families will receive Rs. 10,000 cash assistance through an ATM-style card, along with possible ration support.

You can apply through SMS (8070), online via the PSER portal, or by visiting your Union Council office. The last date to apply is 15 February 2026, so do not delay.